Take Card Payments On Site With Tap To Pay

The longer the gap between finishing a job and getting paid, the more likely you are to be chasing it in three weeks' time. The fix is simple: take the money while you are still standing there.

Gaffer lets you do exactly that, straight from your phone, with Tap to Pay built into the app.

Your Phone Is The Card Machine

With Tap to Pay, your phone becomes a contactless card reader. No separate terminal to buy, charge or forget in the van. The customer taps their card, phone or watch on your phone, and the payment is done. It is linked to the job and invoice automatically, so there is no separate reconciliation step to do later.

Compared to carrying a card machine, this removes an entire category of admin: no device to charge overnight, no paired app to keep updated, no separate battery to worry about running out mid-job. It is one less thing in the van.

Get Paid The Moment You Finish

Sign off the work, raise the invoice, take the tap. The customer pays on the spot, you drive off with the money already in hand, and there is nothing to chase. For call-outs, small jobs and anything where you are face to face, it is the difference between paid today and paid maybe.

Think about the jobs where this matters most: emergency call-outs, one-off repairs, anything where you may never see that customer again. Those are exactly the invoices that are hardest to chase later, and exactly the ones Tap to Pay solves cleanly.

More Ways To Get Paid

Not every job is a doorstep tap. Gaffer gives customers every easy option:

• Payment links on every invoice, so they can pay online in a tap
• Direct Debit for service plans and ongoing accounts
• Customer financing so they can spread the cost of bigger jobs and say yes

It All Reconciles Itself

However the customer pays, Gaffer records it against the invoice and keeps your balances right. Sync with Xero or QuickBooks and it lands in your accounts too — no double entry, no working out who paid what. At the end of the week, your books already match what actually happened on site.

FAQs

Do I need to buy any extra hardware for Tap to Pay?

No. It works with a compatible phone — there is no separate card reader to buy, pair or charge.

Are contactless payments through Gaffer secure?

Yes. Payments are processed through Stripe's secure infrastructure, the same technology used by major retailers, so cardholder data never sits on your phone.

Is there a limit to how much I can take in a single tap payment?

Contactless limits follow standard card scheme rules, the same as any other card machine. Larger payments can be taken by asking the customer to enter their PIN on the phone, or via a payment link instead.

What happens if the customer's card is declined?

You will see it immediately on screen and can offer an alternative straight away — a payment link, Direct Debit, or another card — without the awkwardness of finding out days later.

Stop waiting weeks for money you have already earned. Try Gaffer free for 14 days and get paid on the job.